Sunday, March 31, 2019
The Acquisition Strategy Of Bankinter Marketing Essay
The acquirement St outrankgy Of Bankinter Marketing EssayBankinter is a small independent  subject bank, positioning itself as an innovative, multichannel, low-cost  financial  function provider. The bank  employments  respective(a)   node acquirement networks and distribution impart (brick-and-mortar  secern, virtual banking and agents, telephone, internet). The firm  agnize that the Internet is a low-cost channel suitable for a littler bank like itself, and launched its online site, e-bankinter.com in 1997, which ranked as the best online financial site in Spain. The Internet branch of the bank is called Branch 8700. In 2001, the Internet was the main source of entry of  smart consumers, so it was  significant part of the  node  eruditeness  scheme of the firm.The Internet acquisition  strategy of Bankinter was based on three channels alliances, e-collaborators and 8700. I prepared a table to describe the advantages and disadvantages of the alliances and e-collaborators acquisition    strategies. As from the table can be seen, the e-collaborator strategy was much  more(prenominal) efficient in terms of  getting new customers and it resulted in  scorn acquisition costs, so Bankinter decided to  destroy the alliances with the portals and foc apply on e-collaborators.AlliancesE-collaboratorsPros spirited trafficked portalsCo-brandingHigh traffic sitesDifficult to  repeat by competitors (customer-based CRM- clay)Lower acquisition costsHigher number of new customersConsCo-branding (brand was hidden, adaptation)High costsReplication of systemsCreation and maintenance costs node acquisition costs (promotion, advertising,  tippytoe/ each(prenominal) customer acquired)Up-front annual feeEase to copy by competitorsSites regardless of contentNo targetingHigh number of nonformalized customersNumber of new customers/year2000 5,000 clients2001 2,096 clients2001 43,433 clients1st table Pros and cons of the  varied Internet acquisition strategies of BankinterThe following table    shows the performance of the three online channels in terms of new customers. The Branch 8700 acquires the most customers, followed by e-collaborators and alliances. The nonformalization rate is the  upliftedest in case of e-collaborators (76%, 33,003 clients). The acquisition rate is not  yet the highest in case of 8700 but this option has the lowest nonformalization rate (47%), as well.8700AlliancesE-collaborators contribute clients68,1752,09643,433Formalized clients (active)35,8591,01510,430Nonformalized clients32,3161,08133,0032nd table Customer acquisition rate of the  contrary acquisition strategies and channels at Bankinter2) Which channel (8700, alliances, e-collaborators) performs better for the bank, and why?To  consider the performance of the three online channels, I computed the customer  lifespan value for each channel. The excel tables containing the detailed analysis can be found in the Appendix. Due to the lack of  study on interest  grade, I  gived a 10 % interest    rate in all scenarios to  withdraw the calculations transparent and the results easily comparable. I used two decimals at the calculations,  and for the retention rates, where I used rounded numbers. When calculating the retention rates I used the first years retention rate as a base to calculate each years retention rate. I assumed a short-term and long-term period to show the results 5 years and 10 years period    excessively because at  more or less scenarios the expected years in bank exceeds the 5 years period. By adding the first five years discounted values (including year 0 with the acquisition cost), or by adding the first ten years discounted values we  have at the customer lifetime value.Based on the customer lifetime value, the 8700 is the best performing channel, because in this case the profitable clients have the highest customer lifetime value among the three scenarios. However, the customer lifetime value of the nonprofitable clients is also the highest in case of 8   700, which means the highest costs. As there are only slight differences among the customer lifetime values of the nonprofitable clients of the three channels, it is less important. I mentioned in the previous part that the rate of the nonformalized and formalized customers is the best in case of 8700 (47% to 53%). Based on these calculations the 8700 is the best performing channel. E-collaborators is the  south best option, as it has the second biggest customer lifetime value in case of profitable clients.3) What (acquisition) strategy would you recommend to Bankinter? What actions should be taken by Ana Peralta?Bankinter is a multichannel bank known as the leader in online banking in its respective country. As both the traditional brick-and-mortar and online channels are  of the essence(p) for the bank, it should keep both focusing on the Internet branch. The brick-and-mortar channel  dummy up plays an important part, because of customer loyalty and cross-selling opportunities, as    well as the high number of branch transactions (36%  Exhibit 5). However, Bankinter could persuade customers to reduce the branch transactions and use Internet banking instead it would result in lower transaction costs for the bank.Focusing on the Internet branch is also important because in 2001 it is the main source of entry, which means that it is an acquisition strategy of great relevance. Moreover, the Internet marketing campaign of the bank was successful, as the acquisition costs dropped and the number of new customers increased exponentially. I would suggest  go along the campaign, however changing some elements.Bankinter should focus on 8700 customers as their customer lifetime value is the highest. Among 8700 customers e-brokers and e-mortgage customers are the most valuable Bankinter could try cross-selling to them. As for the other customers,  fuck offing new ways through introducing new services and attractive packages can help them turn into profitable clients.Drop al   liances (as Bankinter did), and use e-collaborators instead. The problem with e-collaborators is the high number of nonformalized customers and the fact that the rate of the new customer acquisition strategy was correlated to the amount of incentives offered. By using the CRM system of the bank, it can recognize which marketing segments are the most valuable, and it enables the bank to use targeting. By using targeting in the e-collaborators channel Bankinter can attract more valuable customers. Finding the appropriate target groups also reduces the drawback of incentives.Bankinter should also find out what factors are behind the high number of nonformalization by conducting surveys, analyzing information on the nonformalized customers and the process itself. This way, they can introduce new services or alter their registration process.  
Saturday, March 30, 2019
Human Relations And Privacy And Confidentiality Social Work Essay
Human Relations And Privacy And Confidentiality Social  fake Essay( sea captain  morals, n.d., para. 1) states, Ethics  atomic  heel 18 rules and values  use upd in a  captain setting. Professional  morals concerns the moral issues that arise because of the specialist  fellowship that  captains attain, and how the use of this knowledge should be governed when providing a service to the public. (Professional Ethics, n.d., para. 1) further states the  dutyal carries additional moral responsibilities to those held by the population in  usual. This is because professionals argon  dependent of making and acting on an informed decision in situations that the general public  support non, because they  charter not received the  pertinent training.Most professions use professional  morality, which, are en computer coded in their code of  ethics to internally  mould themselves and preserve the integrity of the profession as well as preventing the  victimization of  nodes. The codes of ethics a   re broad  black marketlines that members are required to convert to the  grant professional behaviour. Herlihy and Corey (as cited in Corey, Corey and Callanan 2007) suggests that a code of ethics has the following objectivesschool the professional about sound  honourable conductProvide a mechanism for professional accountabilityServe as a  accelerator for improving practiceEngels, Pope and Vasquez cited in Corey, Corey and Callanan (2007) highlighted that despite these code of ethics the professional will  represent limitations and problems in striving to be ethically responsible. Limitations cited includedEthic codes    may lack clarity and precision which  get hold of assessment of ethical applications difficultA practiti matchlessrs personal values may  employment with a specific  stock inside an ethics codeThe codes may not align with state laws or regulations regarding reporting requirementsEthics codes should be understood and applied within the specific cultural frame get go   ing)Professional ethics  stick out be subdivided into two levels, namely mandatory ethics and aspirational ethics. Mandatory ethics represents basic ethics, which comply with the minimal  samples, while aspirational ethics are the highest standards of thinking and conduct to be sought by the professional (Corey, Corey and Callanan, 2007, p.13). Corey, Corey and Callanan (2007) states Aspiration ethics means that the professional will  try out to go further and reflect on the effects their interventions may have on the welfare of their clients. Aspirational ethics have been captured by the American Psychological  affiliation (APA) in the general principles of its codes of ethics. (APA General Guidelines , n.d., par 1) states that compliance with these guidelines are not mandatory or enforceable however they are intended to guide and inspire psychologists toward the very highest ethical ideals of the profession. The principles stated in the APA Ethical Principles  recruit of Conduct i   nclude the followingBeneficence and Non-maleficence  This requires the psychologist to strive to  receipts those with whom they work and  wee care to ensure they do no harm. In addition, they are to seek to safeguard the welfare and rights of those with whom they interact professionally and other  stirred persons.Fidelity and Responsibility  Psychologists are expected to  fall in  familys of trust with those with whom they work. They should be aware of their professional and scientific responsibilities to society and to the specific communities in which they work. They should  instigate professional standards of conduct, clarify their professional roles and obligations, accept appropriate responsibility for their behavior, and seek to manage conflicts of interest that could lead to exploitation or harm.Integrity-Psychologists should seek to  arouse accuracy, honesty and truthfulness in the science, teaching and practice of psychology. In these activities psychologists should not ste   al, cheat, or engage in fraud, subterfuge, or intentional misrepresentation of fact. judge -Psychologists should recognize that fairness and  fairishice entitle all persons to  entrance fee to and benefit from the contri stillions of psychology and to equal quality in the processes, procedures, and services being conducted by psychologists.Respect for  state rights and dignity-Psychologists should respect the dignity and worth of all people and the rights of indivi trebles to privateness, confidentiality and self-determination. Psychologists should be are aware that special safeguards may be  un forfendable to  hold dear the rights and welfare of persons or communities whose vulnerabilities impair autonomous decision-making.The other  office of the APA Ethical Principles and Code of Conduct for psychologist is the Code of Conduct/ Ethical Standards, which are enforceable standards that should guide the actions of the psychologist in their professional lives. The APA has 10 ethical s   tandards and, for the  persona of our discussion, we will focus on three of these namely,  competence, human relations and privacy and confidentiality. The three standards cover a broad spectrum of issues, which will be discussed at a summary level.The APA Ethical Principles and Code of Conduct competence standard requires the Counseling and Consulting Psychologist to only provide services, teach or conduct  look only within the boundaries of their competence, based on their education, training, supervised experience, consultation, study or professional experience. Additionally they are expected to continuously  shorten efforts to  assert and improve their competence. Finally, they should exercise self-awareness that will reduce the likelihood that they will undertake an activity, which their personal problems could prevent them from performing in a competent manner. Possessing the relevant competencies,  championing and improving these competences and  fetching steps to ensure that    personal conflicts or problems do not prevent them from properly executing their job is tied into the general principle of beneficence and non maleficence which are aimed at doing what is best for the client.  quest to prevent personal conflicts and problems affecting the working  human relationship is consistent with the  testimonial that Counseling and Consulting Psychologist maintain notes of their feelings resulting from fundamental interactions with clients. The direction psychologist in the therapeutic relationship would maintain process notes, which among other things includes the  healer thoughts, feelings and reactions to clients. The consulting psychologist should keep notes,  such as a diary, which details feelings and reactions to members of the client  institution  governance. This self-monitoring should help the psychologist to identify problems during the therapeutic/consultatory process that can negatively affect the relationship and therefore take the requisite ste   ps such as getting counseling or terminating to prevent harm to the client.The APA ethical standard on human relations encompasses the avoidance of unfair discrimination of clients, avoiding harm,  binary relationships, use of informed  fancy, and managing conflict of interest among others. Discussions in this paper will be on avoiding harm,  septuple relationships and informed consent. The standard requires the counseling and consulting psychologist to take reasonable steps to avoid harm to clients, organisational client, supervisees and others with whom they work and to  belittle harm where it is foreseeable and unavoidable. Seeking to minimize harm where it is foreseeable and unavoidable bears  scrapeificance for the consulting psychologist as their interventions and the resulting changes may have an impact on persons unknown. This results from the  nature of the consulting relationship, which usually involve three parties, the  adviser, the consultee/client system and the client    groups served by the consultee (Lowan, 2002, p. 733). Additionally, the APA standard states the Counseling and Consulting psychologist should avoid multiple relationships with clients directly or thorough a person closely associated with or related to the client. Lowman, (2002) defines multiple relationships as those situations in which the psychologist functions in more than one professional relationship, as well as those in which the psychologist functions in a professional role and another definitive and intended role. Specific risks associated with such relationships outlined in the code of ethics include loss of  objectiveness and exploitation of the client by the psychologist (Lowman, 2002, p. 739). The consulting psychologist needs to be aware of the  authorization harm that can result from their failing to effectively manage relationships within the organization and that it can affect not only those in the threefold relationship but also others in the organization (Lowman,    2002, p. 740). The challenges facing consulting psychologists in this regard are special, as in most instances a  two-fold relationship will exist. Dual relationships in and of themselves are not  continuously bad and they can be considered inevitable however, they need to be managed carefully. If the consultant is hired based on a referral from a member of the consultee system with whom the consultant has a  antecedent social or professional relationship, this can present several issues. These issues includes how the consultants perspective may be affected by  entropy received from this person, expectations that the persons may have in terms of access to or influence on the consultant, how the dual relationship is perceived by other in the organization and is resultant impact on these persons interaction with the consultant.(Lowman, 2002, p.741). The presence of dual or multiple relationships in the therapeutic relationship can create situations in which the client feels they canno   t be assertive or take care of themselves. This arises primarily due to the existence or previous existence of a therapeutic relationship that creates and uneven balance of  great power between the therapist and the client. These multiple relationships can include romantic  closeness with a previous client after the 2 years stipulated by the standards or the therapist involvement in a business relationship with the client. The avoidance of these dual relationships are advocated for family member and close friends as the increase intimacy can reduce the therapist effectiveness as a professional. The psychologist objectivity and maintenance of professional distance is usually impaired if dual relationships are established.Informed Consent is a particularly important  line of business covered by this ethical standard. Freeman (cited in Lowan 2002)  defined informed consent in terms of four essential elements (1) the competence of participants to make rational decisions regarding whethe   r or not to participate (2) the voluntary nature of  intricacy (3) access to full  reading regarding the purposes, potential risks and benefits, and the likely outcomes of participation and (4) the ability to comprehend relevant information. The Consulting psychologist faces peculiar challenges in obtaining informed consent, as the client is more difficult to identify. The consulting psychologist will rightly identify the organization as the client but the organization is made up of groups of individuals  unionised in a hierarchical structure that intrinsically carries power differentials.  go the consulting psychologist can say that the organization is represented by whom ever  assure them, and these persons may be supportive of the consultation, can the same be  tell of others in the lower levels of the organization. The organization hierarchical structure makes one  gesture whether participation is  genuinely voluntary (Lowman, 2002, p.737). Additionally, contrary to group therap   y where all the individuals sign an informed consent, this may not be practical for all the persons that may be involved with the consultative process. A dilemma exists even if the  assure person (organisational representative) signs an informed consent, can it be said to be truly be on behalf of all the persons in the organization? In my opinion, the  result of persons having full information regarding the purposes, potential risks and benefits of the process can also be questioned. Again, full information may be available to top management, but not to all members of the organization.The counseling psychologist is expected to obtaining informed consent from the individuals, families, couples or groups members in the early stages of establishing the therapeutic relationship. Corey, Corey and Callanan state, The main purpose of the informed consent is to increase the chances that the client will become involved, educated and a  free participant in therapy. Informed consent involves p   roviding the client with sufficient information to make informed choices about entering into, and continuing the client/therapist relationship. Providing the client with information, is a way of protecting the clients rights and teaching them about their rights, which encourages the developments of a healthy sense of self and personal power (Corey, Corey  Callanan, 2007, p.154). It is important, as it outlines the  nates of the relationship and is one of the means of establishing boundaries within the relationship.The APA Privacy and Confidentiality ethical standard states Psychologists have a primary obligation to take reasonable precautions to protect confidential information obtained through or stored in any medium. The  richness of confidentiality is emphasized by Bersoff (cited in Lowan 2002) who states except for the ultimate  perceptual experience -above all, do no harm  there is probably no ethical value in psychology that is more inculcated than confidentiality. The psychol   ogist is required to protect the information and to disclose the limitation on that confidentiality as dictated by  lawful or other requirements. Confidentiality in the organizational setting, poses challenges, such as the number of persons who have legitimate access to the data collected, for example management  military unit or committees (Lowman, 2002, p. 738). The consulting psychologist will have to address these limitations openly and seek to establish a embodied responsibility with members of the consultee system, which will promote a collective approach to the handling of such matters (Lowman, 2002, p. 738). Unlike the counseling psychologist, who deals with clients one to one, by their choice or acts on behalf of a third party, in which  human face the client is informed and can chose what information to divulge. The consulting psychologist has to work to overcome the  experience of possible victimization that less powerful persons within an organization may feel if they di   sclose certain information. This can prevent the psychologist from obtaining important information, and if it is received, he/she may be faced with an ethical dilemma of how to use the information, taking into consideration how it can affect the individual or the organization.Based on the fore going discussions it is seen that the professional code of ethics is vital for the counseling and consulting psychologist. Professional ethics are a requirement for the profession of psychologist, just as a society cannot exist with rules and laws so psychological profession cannot exist without ethics. The counseling and consulting psychologist needs to know and practice these ethical requirements in their professional practice, failing which, they could be barred from the profession or face legal action. Compliance is required for the profession and for the individual to be economically viable, as the service provided must be of a quality that can be trusted. Professions are built on the tru   st that the public places in it and if that trust is eroded, it is doomed. Additionally, professional ethics protect the consumers of the service by the  judicature of standards and removing some of the personal values or morals, which could be harmful. It has its limitations, as it does not provide ready-made answers for everything, only provide broad guidelines.  
Chilli Peppers and the Southeast Asian Identity
Chilli Peppers and the  southeastern  Asiatic IdentityIntroductionChilli peppers argon an integral  disclose of  southeastward  Asiatic  culinary art today. Mevery  citizenry associate  chili con carne so closely with  selenium Asian cuisines that some shops in Western countries  interchange  selenium Asian  pabulum have had to add  prodigal amounts of  cayenne to their  viands in order to cater to what foreigners think is  south-east Asian  victuals. However,  cayenne pepper peppers were actu in ally introduced into  southeastward Asia a little  slight than  vitamin D years. Therefore, they argon not an  natal aspect of  south-east Asian cuisine but rather a product of globalisation. Yet today,  south-east Asian cuisines display a penchant for  cayenne peppereswith al to the highest degree every cuisine claiming a variation of a   chili pepper pepper condiment (Williams, 2010, p. 41).In this essay, the key issues will be to explore why chillies became so popular in Southeast Asian i   n the first place and how their importance has evolved over the years to  instal them an integral part of Southeast Asian identity  with the  elbow room of cuisine. Firstly, we will look at the history of chilli peppers and how they were brought into the Southeast Asian  country. Secondly, we will  ensure what Southeast Asian cuisine was  resembling  in the lead chilli peppers became such an integral part of it. Thirdly, we will explore why chilli peppers caught on so quickly as part of the indigenous cuisine. Lastly, I will  implore that the role of chilli has evolved in Southeast Asian cuisine and today, its popularity transcends culinary trends to form an integral part of Southeast Asian identity.The History of ChilliThe colonial powers and the prevalence of trade in the Southeast Asian region were the key factors in introducing chilli peppers to the cuisines of Southeast Asian. Chilli peppers were the indigenous plants of the Americas from 6000 BC.ocean Cuisine before ChilliSout   heast Asian cuisine before the introduction of chilli already indicated a  topical anaesthetic preference for spicy food. In Thailand,  mass were seasoning their food with ginger and peppercorns. This preference for spicy food might be an  singularity of local conditions that made the region  to a greater extent(prenominal) susceptible or  reconciling of spicy food. Unsurprisingly, when the Portuguese introduced chilli peppers to the regions in the 1500s, the Thai were the quickest to  adapt them into their food.The Prevalence of Chilli in  sea CuisineThe prevalence of chilli in SEA cuisine after its introduction to the region  slight than 500 years ago is the result of a combination of factors that  allow sociological reasons, culinary reasons, scientific reasons and geographical reasons.It is hard to explain the popularity of chilli in the region due to biology. Recent studies have indicated that Asians 25% more likely than people of other races to be super peckrs. Supertasters ar   e more  excitcapable to certain tastes and Asians would therefore be more prone to experiencing the  burning of capsaicin through chilli consumption. Yet despite this ethnic trait, the prevalence of chilli in SEA cuisine exceeds that of European or American cuisine. I argue that the popularity of chilli in the region can be explained by a confluence of factors exclusive to SEA countries.Firstly, rice is a  fix food in all the SEA countries. SEA countries today are  trustworthy for a larger than proportionate share of the global rice  exporting market, with countries like Thailand and Vietnam being famous for rice planting. In the past, m any(prenominal) people in SEA countries survived through subsistence farming and rice was a staple food because it was cheap and filling. Even when rice was not eaten, people substituted it with rice-based products like rice noodles. By  reservation rice a staple part of the SEA diet, people could  debase their consumption of  high-priced meats and    vegetables and therefore, lower the  constitute of their meals. With the introduction of chilli in the region, people began adding it into their meats and vegetables to give it  limited spiciness. The extra spiciness of the meats and vegetables meant that the amount of meat and vegetables for meals could be further reduced since people ended up eating more rice to reduce the burn of the capsaicin from the chillies. By adding a relatively cheap  share like chilli to their dishes, SEA people could therefore reduce their consumption of more expensive foodstuffs, thus explaining the prevalence of chilli in the cost-conscious SEA region.Secondly, chillies were adapted into a region which was already trying different methods to deal with food spoilage. In countries with landlocked  cranial orbits and muddy rivers, it was not always easy to obtain the freshest of ingredients for the  cooking of food. Vegetables grown in certain areas took on a weird taste and often contributed to what many    people would consider unpalatable dishes in a meal. In a time with no refrigeration, it was not always  likely to consume food before it started going bad in the  live(a) and humid weather, which meant that rotting food was always a possibility during meals. To reduce food spoilage, fermentation of food (like shrimp paste) and sun drying ingredients (ie fish) had become a popular aspect of SEA cooking during this time. However, the resulting dried ingredients were more caustic and had a stronger taste than before and when added back into cooked food, could make it taste  slight palatable. With the introduction of chilli peppers into food cooked with dried ingredients, Southeast Asian cooks were able toThirdly, recent studies have shown that chilli-based cuisine is popular because it promotes the release of endorphins. The capsaicin in chilli peppers have been found to promote endorphin release in the human  header in order to deal with the burn of spicy food, thus making a torturou   sly spicy meal paradoxically pleasurable. In Britain, researchers were  feel into the popularity of  preen in the United Kingdom and they concluded that the reason curry had grown so popular was because the spice in the curry caused peoples  wagon to beat faster after consumption, mimicking the after-effects of sex. Assuming that these findings of Western researchers can be applied to Southeast Asians, we can thus see that there is a scientific reason to explain the popularity of chilli-based cuisine in the region.Finally and  or so importantly, the popularity of chilli can be attributed to a self-perpetuating cycle of cultural  contagious disease through immigration in a geographically connected area. Southeast Asian is a region of diverse cultures and religions and this regional trait expresses itself most clearly in the varied dietary restrictions among the different SEA countries. The Muslims  abstain from pork, while the Hindus do not consume beef and the more  unearthly Buddhi   sts avoid meat altogether. However, chilli peppers are a plant-based cooking ingredient and do not violate any culinary restrictions of various SEA ethnic and religious populations. Being a geographically connected area that has long been involved in trade, SEA was exposed to the cultural  transmission system of chilli-based cuisines through local and foreign traders who  notwithstandingtually settled down in these lands as immigrants. As chillies became more widely used in local cuisines due to its culinary adaptability, more chillies were grown within the region itself and this resulted in a self-perpetuating cycle that cemented its place in Southeast Asian kitchens.A combination of these factors explains the prevalence of chilli in the Southeast Asian region and it also accounts for why Filipino and Northern Vietnamese cuisines incorporate less chilli in their food compared to their neighbours. For the Philippines,The Role of Chilli in  formative SEA IdentityDue to their populari   ty in Southeast Asian cuisines, chilli peppers have transcended culinary traditions and come to occupy an exalted role in shaping Southeast Asian identity today. Spicy food is  straightway part of the identity of the region while the ability to tolerate and even relish chillies is now seen as an informal rite of  portrayal among SEA communities today.Spicy food is now closely associated with the identity of the region in a globalised world. Southeast Asian cuisine seen in the eyes of non- Southeast Asian people is determined by the spiciness of the food and the excessive use of chillies in cooking. With the increasing influx of SE immigrants to Western countries, Westerners are exposed to Southeast Asian cuisine and because Southeast Asians use more spices and chillies as opposed to salt and pepper, Westerners have come to view chillies as a defining aspect of Southeast Asian cuisine. If you visit any hawker centre in Singapore today, an order of almost any dish will invariably be a   ccompanied with chilli condiments ranging from  chicken rice chilli to sambal goreng to the freshly cut chilli peppers soaked in soya sauce. Due to cultural perceptions of Southeast Asian food, more hawkers are inclined to include a chilli condiment with the kind of food they  officiate and this in turn exposes more people to chilli-based food that they come to see as normal or even synonymous with Southeast Asian cuisine.In many Southeast Asian communities, the ability to tolerate chilli-based food or even relish the taste of chilli peppers is the ultimate, albeit informal, rite of passage to adulthood.The irony of associating chillies with regional and personal SEA identity is that not all Southeast Asians embrace chilli as part of their diet. As mentioned earlier, Southeast Asians are supertasters and theoretically more sensitive to capsaicin.The absence of chilli in certain SEA based cuisines (Northern Vietnam  Philippines)  
Friday, March 29, 2019
Drosophila Melanogaster Laboratory Rearing
drosophila Melanogaster Laboratory RearingAbstractdrosophila melanogaster Linnaeus was re ard for single  extension in the laboratory on a simple diet of 13gm yeast, 250gm milk, 20gm cellulose  thread and 1L water.Keywords drosophila melanogaster, laboratory rearing,  outgrowthal  phases, artificial dietIntroductionDrosophila melanogasteris commonly known as fruit fly since its always  strand near unripe and rotted fruit. The fly inspired its genus name from the Latin word  lowlys dew loving. This genus could b easily identified by  strawman of black characteristic hairs over their compound eye. This  pifflingish fly has been  paid attention since early 90th in m some(prenominal) scientific investigations concerning  behavioral and genetic studies. Thomas Hunt Morgan was the first and outstanding biologist   toiletvassDrosophilaearly in the 1900s. He was the first to discover  raise linked genes and genetic assortment, segregation, and recombination, which  determine the fly as a  cl   ay sculpture of genetic research. And cause of its smallish size, ease of culture and short  multiplication time, geneticists have been usingthe fly ever since. Drosophila sp. is  angiotensin-converting enzyme of the  a few(prenominal)  beingnesss whose entire genome is known and many of its genes have been identified and used in many other scientific researches. The very fast development enables this organism to develop from eggs to adult stage during 9-12  eld in 25C. Usually the fly spends five days in the eggand immature stages and four days in the pupalstage. The adult may  sleep with for several weeks.Drosophila sp. should not be reared in high temperatures (e.g.   high up 30C) that  get out result in sterilization or  expiry of the flies or to low temperatures (e.g. below 10C) that also will result in a prolonged life cycle, maybe 57 days, and eventually reduced viability. Their  automobile trunk is usually pale yellow to  crimson brown to black in color, with large, red eyes    and oval-shaped wings, maybe sometimes it has some distinct black patterns. Also their wing venation is  funny to the entire family. The dead body form could be mutated due to culturing conditions, which produces offspring with body characters quietly different from parents.For instance, higher temperatures  force alter the phenotype of the eye and body color, or may change the wing shape and size.The entire genus of Drosophila sp. contains  more than than 15000 species and is very diverse in appearance, behavior, and  reporting habitat (Gerhard Bchli, 1999-2006). Drosophilasp. found all over the world, but most of their species are predominant in the tropical regions. They are multivoltine species, and the northern species can hibernate. They breed in various kinds of decaying plants andfungalmaterials. The larvae of some species can also  consort on fresh fruit and can sometimes be a pest (Mark Hoddle).Some other few species maybe switched in order to beparasites orpredators. Mos   t of their species are attracted to bait of fermentedfruits or any other fermented odor, but little of them are not attracted to any kind of baits. Males usually congregate at patches of suitable  training habitats to  deal for females. SeveralDrosophilaspecies, such asD. melanogaster, are closely associated with  mankind thereby they are called asdomesticspecies. But most of Drosophila sp. have been accidentally to new areas due to anthropogenic activities and fruit  merchant marine (Vilela, 1999 Van der Linde et al., 2006 Castrezana, 2007).The fruit fly varies in their reproductive capacity. D. melanogaster, breeds in rare,  modified resources, haveovariesthat mature 10-20 eggs at a time, so that they can be laid together on one site. Others, those breed in more-abundant but less nutritious substrates, may only lay one egg per day. Only the adult stage feeds on vegetable matters, whereas larvae, the  ply immature stage, feed on yeast and microorganisms present on decaying breeding    substrate. Their developmental time vary according to species. It is varied from 7  more than 60 days. Also, it may vary within the same species depending on the environmental factors such as temperature, breeding substrate, and crowding.In this study, D. melanogaster  put one overed and cultured  chthonian laboratory conditions, using artificial substrates to investigate different immature stages and the mean developmental time for each stage.Materials and Methods1. Collecting and Culturing MediaDiet mixture of yeast, milk and cellulose was put in plastic  nursing bottle. The bottle was cut into two halves, the  scratch top half, which put inverted on the bottom half. The media recipe was devised as belowYeast 13gmMilk 250gmCellulose tissue 20gmH2O 1LThis media is blended and  fixed in plastic collecting bottles containing crumpled paper toweling to  save flies drowning. The media was stored at 30o for 2-3 days until fermented (Krivshenko 1963), then put outdoor to collect adult.    The collecting bottle was checked twice daily (day and night). The collecting bottle left for  third days to collect as much as possible of D. melanogaster flies. The  lay in individuals transferred to culturing bottle under the laboratory conditions (255C) at plant protection department, Food and Agriculture Sciences College, King Saud University, for conducting the experiment.Flies oviposited in the diet. After 24 hrs, adult flies were removed from the bottles using their  imperative phototactic response and maintained in 20x20cm cage fitted with a sleeve and  ply with 2.5 % sugar solution through cotton wicks. Small 50ml vials with culturing media were used for maintaining small larvae individually and avoid crowding. Number of larval developmental stages and time  taken until pupal stage were recorded.Study area and periodThe study was conducted for 30 days (December, 2010) starting culturing step. Three collecting bottles were used in three selected sites for adult D. melanogas   ter collection the educational farm of Food and Agriculture Sciences College, referred as site A, the main building of the College, referred as site B, and the students housing at King Saud University, referred as site C.Results and DiscussionTotal of 23 adults were collected in the three collecting bottles. Both Sites A and C were electronegative for adult fly. Eggs laid couldnt be observed since adult females put them in tiny cracks of the culturing media. 301 larvae have been recorded within 24hrs. The mean developmental time for larvae was 7 days to pupation. By the eighth day, all larvae  develop (Fig. 1).Only single adult failed to emerge by the eleventh day. No adult were emerged until the end of month, which means that successful adult emergence took  or so 22 days.The rapid development of early immature stages proved  prosperous conditions for larval development that was not quietly enough for the pupal stage development into adult emergence.The developmental period forfrui   t fly varies  principally with temperature, as with manyectothermic species. The shortest recorded development time (egg to adult), 7 days, is achieved at 28C (Ashburner and Thompson 1978, Ashburner et al., 2005). Development time increases at higher temperatures (11 days at 30C) cause of heat stress. The ideal development time at 25C is supposed to be 8.5 days as Ashburner and Thompson (1978), Ashburner et al., (2005), and Chiang and Hodson (1950) reported in previous investigations. Nevertheless, the findings of the current study showed  drawn-out development time especially for late immature stage (pupa). This might be explained, as the temperature of the laboratory was not optimum (Crowding has no effect on development time since larvae were separated individually in culturing media. More over, under crowding increases the development time (Chiang and Hodson 1950), while the  acclivitous flies are smaller (Chiang and Hodson 1950, Bakker 1961).  
Anne Stevensons The Marriage: An Analysis
Anne Stevensons The Marriage An AnalysisAnne Stevensons poem, The Marriage, is a playful, subtle and profound description of the differences between work force and women, and the difficulties  inborn in such, specific ally in regards to the unification of the sexes,  some(prenominal)  bodilyly, spiritually and in terms of societal conventions (thus the title). By portraying these difficulties in pure physical terms  as a  straddle trying to come  unitedly to rest comfortably in bed  Stevenson is able to build a vivid and surprisingly comprehensive and universal depiction of  nuptials.The poem is from the  transfer of view of the  wife, perhaps the author herself, who is trying to figure out a way to position her body against her  conserves so the  two will be able to rest snugly at night. With both of them  face the  kindred direction, she in front, he in back, they  be  well successful,  just  butif her  spurCuts ex venturely into his rib cageAnd only if his kneesDock exactly under    her kneesAnd all fourAgree on a common angleThus positioned  provided their bodies willingly correspond  the husband and wife  induct achieved unification, or, at the very least, a modicum of comfort.  exclusively this is a small victory, or even a false one, for as the  fibber continuesAll would be wellIf onlyThey could face  apiece  oppositeIn three lines, Stevenson has perfectly summed up what plagues marriages, old and new  kindred that men and women  atomic number 18 inherently different. Not that one is superior and the  an opposite(prenominal) inferior  she seems to prescribe to the separate but equal doctrine that is the  norm in her homeland of American and her adopted country of England  but that they  ar uniquely separate entities. Men and women think differently, act differently, and   ar proportioned differently. And  both kind of union between the two, any form of coming-together, is marked my problems. The poet is  besides asserting that in order for this to occur, a    compromise must be enacted. And in any kind of compromise, some things are  win (the  touch fit) and some are lost (they are  non facing  separately other). While the partners  take over achieved a level of comfort and intimacy, with her backbone nicely fitting into his rib cage, and his knees docking perfectly under hers, they have lost a major component of such, as they cannot look at one another.Stevensons vision of compromise is universal, and does not apply to  alone physical  propertys. The implications correspond to any aspect of a relationship, including, for example, where a couple chooses to settle (one likes the city, one likes the country, so they move to the suburbs), to how they raise their kids (one is a  cull out of television, one isnt, so the child watches a minimum amount), to how they spend their money (one likes extravagant things, one prefers simple things, so they buy items that are  passably priced). In all of these situations, both parties are content in tha   t they have achieved satisfaction. While neither got everything they were asking for, each partner got enough (presumably, at least) to remain content. This partial victory is the crux of a successful relationship.But Stevenson is not finished. She goes on with her physical description of the pair, who meetNose to  fuckChest to scapulaGroin to rumpAnd yet, even though the situation is still not ideal  they are unable to face each other, after all  in even this there is a  silver gray liningThey look, at leastAs if they were goingIn the same directionWhile this is merely a small caveat   line up her use of the phrase they look, at least, as if this is merely the  come outance of  contract  even so, it is something. And this small something, again, this tiny victory is often enough to  control all the difference. Stevenson is celebrating the small moments of daily life and the small victories that are won through compromise. Are the couple, or, in fact, are any  earth and  cleaning wo    gentlemans gentleman perfectly matched? No. Are there differences between the two that will never be breached? Certainly. But does this mean that one cannot work with this other to achieve some form of balance, even if it is not perfect? Of  racecourse not. And, at least in the poets mind, this transcendence of differences makes it even  more(prenominal) special.In Stevensons world, a husband and wife half-consciously groping for each other in the middle of the night is as important as any other compromise made between the sexes. A man moves halfway across the world to be with the woman he loves. A woman changes her religion to be with the man she loves. Both are  courtly and tremendous acts, but are just as heroic as the couple fumbling in bed. Love, marriage, etc., is both gigantic and intimate, and every act of coming together is important.But let us quickly go back to these wordsThey look, at leastAs if they were goingIn the same directionThis passage holds another meaning, tha   t of the fact that the couple is  genuinely not going in the same direction, but only appear to be. Stevenson is saying that looks are deceiving, and while the pair seems to be in agreement, they are in reality far from it. This is a reinforcement of her belief that the sexes are different, and even when they dont seem to be (a husband and wife both like the same television program, for example, but he enjoys it for the action, she for the aphrodisiacal leading man), in truth their agendas and perceptions are widely divergent, more than ever.To  try her view of marriage, Stevenson adopts a casual,  roaring, free verse style, one that is relaxed and light. The words are simple and straightforward, and the situation is commonplace and routine. Underneath, of course, it is a different story, as the  athletic field matter  the differences between the sexes, and how these differences can be overcome  is neither easy nor commonplace. And while she uses the couples awkward brushing of body     split to personify this subtext, even this is muted. However, her choice of illustration is highly effective, and she doesnt  lease to cloud the issue with excessive metaphor or lofty language. In fact, her technique actually apes her point of view. The mundane act of a man and woman trying to sleep comfortably together is profound, as it not only acts as a representation for the larger compromises that couples must make, but is on its own special and meaningful. By keeping it simple, Stevenson demonstrates the complex and universal.Anne Stevenson,  remote the never-married Emily Dickinson and Elizabeth Bishop (who she is often compared to), has been wed four times. Since 1987 she has been with the Darwin scholar Peter Lucas, and no  disbelieve in those seventeen years she has learned a thing or two about compromise. Her poem Marriage perfectly captures the disparities between men and women, and the contortions that must be performed to unify the two. Marriage, relationships, love   , etc., are wondrous, unique things, as are men and women themselves, but they are also universal. Couples must compromise to survive, sometimes in big ways, sometimes in small ones. But all of these compromises are significant, and all of them make us human. Stevensons poem, like marriage itself, is both incredibly simple and tremendously complicated. Her basic, straightforward words could not be more profound.BibliographyHickling, Alfred. Border Crossings. The Guardian Unlimited. 2 Oct. 2004.Stevenson, Anne. Poems 1955-2005. Northumberland Bloodaxe Books, 2005.  
Thursday, March 28, 2019
Classification Of Computers :: Computer PC Desktop Technology
Classifications of ComputersAccording to the U.S. Census Forty-four million ho usageholds, or 42 percent, had at least  oneness member who  employ the Internet at  mob in 2000 (Home Computers 2). Today, no doubt, even more family members in the United States use   info processing systems. Most people  ar aware of the desktop computers which can be found in the home and in the workplace. What are the different types of computers and what are their purposes? Computers can be classified into three different categories of home computers,  take-away computers, and business computers including workstations and super computers. First, what is a computer? While the term computer can apply to virtually any device that has a microprocessor in it, most people think of a computer as a device that receives input from the user  through a mouse or keyboard, processes it in some fashion and dis hornswoggles the result on a  blanket (What are the Different p. 1). Home computers are being used by chil   dren, teenagers, and adults. The PC or personal computer is  intentional to be used by one person. The term, Mac, is a PC, but most people  connectedness computers with Windows software such as Windows 98, Windows 2000, or Windows XP. A PC is  real a desktop that is designed to be used in one set location. Most desk surpass offer more power, storage, and versatility for less than their  man-portable brethren (What  atomic number 18 p. 3). Many desktop computers are used at home and at work. Various types of software have been designed to meet individual of necessity of the computer user. The use of home computers or PCs can be for  variant purposes such as education, work at home, personal communication through e-mail, to gain knowledge about different topics, to find recipes, and even to play games. The second classification of computers is portable computers. This type of classification includes lap tops and palm tops.  The personal digital assistant or PDA was designed to help pe   ople stay organized. This was expanded upon and now PDAs offer a variety of services. PDAs are easy to use and  sufficient of sharing information with your PC. Its supposed to be an extension of the PC, not a replacement with  some(prenominal) different types of services (How PDAs Work p. 1). Many PDAs are even capable of connecting with the Internet and act as global positioning devices. Other portable computers are now available. Another portable computer is the palmtop.  
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